• Experian Business Report
• Experian Commerical Intelliscore

> Experian Business Report

The Business Profile report presents a current, objective picture of how a business handles its financial obligations and comprehensive public record and legal data, conveying not only the company's ability to pay but also its willingness to pay.

In each easy-to-read Business Profile, you'll find:

• A description of the company's line of business, including primary and secondary business categories
  

• The date of incorporation when available.
  

• Days Beyond Terms and Predicted Days Beyond Terms.

• Trade and public record information collected from third-party contributors and vendors displaying a company's actual payment and financial experience.

• Continuously updated trade data from approximately 330 million trade lines processed annually. More than 76 percent of the trade data on the Business Profile is current within three months.

• Courthouse-provided legal data, updated weekly, and UCC filings updated biweekly.

• Historical Payment Guide, tracking improvement, stability or deterioration. Performance trending includes six-month account balance, industry payment comparisons and payment trend indicators, along with significant derogatory public record data, such as bankruptcies, collection accounts, open tax liens/judgments or filings released within the last five years.

• UCC filings with one or more of the following collateral pledged: accounts receivable, inventory, contracts, hereafter acquired property, leases, proceeds, notes receivable.

• Comparative industry data placing a customer's payment performance in context with the industry so you can make a more accurate risk assessment and evaluation.
  

> Experian Commercial Intelliscore

Traditional methods of credit granting don't always provide the speed, consistency, accuracy and flexibility needed to process accounts in today's competitive industries. Predictive credit risk scoring can help you meet your daily credit demands. Experian Commercial Intelliscore is designed for use across all industries based on analysis of companies of all sizes throughout the United States.

In each easy-to-read Intelliscore, you'll find:

• A single credit risk score for quick credit decisions.

• Action items, set by you, to apply consistent policycompany-wide.

• A percentage ranking of the risk level of the business compared to all other businesses.

• A summary on the business and its owner, if applicable, including trade payment and public record data.